Should you move to San Francisco?

Introduction: The Pros and Cons of Moving to San Francisco

San Francisco is known as the city of hills, strong winds, and fog. The temperate climate has made it a destination for those looking for a more moderate climate. There are many ways to get around the city: public transportation, walking, biking, and driving. According to the San Francisco Public Transportation Agency http://www.sfmta.com/getting-around/roads-and-streets/highways there are approximately 750,000 vehicles traveling everyday on the city streets.
According to a San Francisco Traffic and Planning Application, the top three ways people get around the city are the bus, carpooling with friends and family, and foot. It is estimated that there are approximately 1.6 million people living in the city of san francisco. Source: http://sfrecpark.org/?page_id=71 [What this means: San Francisco is serviced by a number of public transportation systems (buses, trains, etc.); there is an overall bus system, but the vast majority are privately owned; and there are private taxi services. There are no bike or walking infrastructure.]
San Francisco is one of the most expensive cities to live in in the US with a cost of living index of 100.9 as of 2014. In order to live within the city’s boundaries, you will need a minimum wage of $23.15 per hour as of December 2015, which is more than nearly all other cities in the US. If you have a family, you will need to make more than this amount due to the high cost of housing.

distance between san jose and san francisco
distance between san jose and san francisco

Should you Move to San Francisco?

The city is expensive and most people live close to work. You can easily walk or bike to nearby stores or shops, but reaching places far away can be a challenge. Public transportation is frequent and efficient, but sparse in the suburbs. When you do find parking, it will be at a meter, which charges you per hour. There are lots of hills in the city, which can be a deterrent for some. You might have to carry groceries downstairs or walk up stairs if you live on the top floor. The weather is moderate, temperatures reaching in the 40s and 50s during winter months, 70s and 80s during summer months. During spring and fall, the area usually experiences heavy fog.
Diversity is a great thing about San Francisco, but it can also make it more difficult to find your “tribe.” People here are generally friendly, but they aren’t always accepting. In fact, sometimes people can be downright snobby when they find out you live in San Francisco and you don’t fit their definition of what a successful person should look like. The city also isn’t known as the best place for children unless you are a very wealthy family who can afford private schools.

distance between san jose and san francisco
distance between san jose and san francisco

How Long Does it Take To Build My House?

Should you choose to move to San Francisco, you can apply for a home loan with a local bank since there are several lenders in the city. They offer low interest rates and flexible loans. Most lenders will require a 20% down payment. They will want to see tax returns, pay stubs and W2s, and the ability to afford to make your monthly mortgage payments. Once approved, you can move into your new home and the underwriter will supply you with a mortgage interest rate. For example, to find the best mortgage rates for purchasing a home, log on to http://www.mortgagefinance.com/calculator/ and enter your desired house price in the quote box. You also need to calculate your monthly payments based on your income and cost of living in San Francisco. You cannot apply for a home loan without first gathering all of your materials and submitting them to the underwriter.
As a home buyer, you must hold a maximum of 4 loans. If you have more than 4 loans, the bank will automatically deduct funds from your available accounts to pay off the other loans. You also cannot have any unpaid bills out on your property. The loan approval process can take up to 5-6 weeks, so it is important that you contact the lender in writing and schedule an appointment for handling the paperwork. At this meeting you can get all red tape cleared up and receive the final approval letter with a date of close date. After the house closes, you can move into your new home and start living comfortably in San Francisco.
You will be able to purchase a house or condo in San Francisco, just like moving to any other city. However, the cost of real estate here depends on its location. You need to make sure that your home is not located near a warehouse since they are notorious for leaking. Also be wary of homes being situated over a sewer line since they can experience problems with sewer systems and leakages when it rains.

distance between san jose and san francisco
distance between san jose and san francisco

Conclusion: Do a good research before making a decision and ensure that your costs are covered. Also make sure that your priorities match with the location you want to live in so that you can balance between costs & benefits accordingly. Otherwise your home will soon be full of

If you want to read more about the travel to san francisco , I recommend this article that I found on the internet. I think it’s really interesting and I want to share it with you.
My husband and I used to stay in San Francisco for a couple of days when we made short trips to visit friends. But this is about 5 hours away from where we currently live, so it’s not a reasonable option for us anymore. It’s hard to find someone with a place to rent in the Bay Area that is reasonable and available. The apartments near San Francisco are expensive because of the busy job market.
We commute to the nearby city because we found a nice, newly renovated house. It is just 15 minutes drive from where I work and my husband’s office is also located in the same city. This has helped us cut down on travel time and expenses.

distance between san jose and san francisco
distance between san jose and san francisco